Pat Conroy
Senior Mortgage Banker at Bell Bank · Woodbury, MN
NMLS ID 281865 (opens in a new tab) · verify at NMLS Consumer Access
Pat Conroy, NMLS 281865, works as a Senior Mortgage Banker at Bell Bank in Woodbury, Minnesota. Pat's lender page shows a focus on down payment assistance, new construction and vacation home.
Last verified . Sources: Bell Bank (bell.bank), Wisconsin state regulator and NMLS Consumer Access (license status, check live). Licensed as Patrick Conroy (Wisconsin regulator).
- Earliest state license record: November 1, 2016 (Wisconsin), per state regulator
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Pat licensed?
- Pat works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Pat do down payment assistance?
- Pat's profile lists down payment assistance as a focus (from their lender profile page). It also lists new construction, vacation home and FHA loan.
- Source: lender page (opens in a new tab)
- What lender does Pat work for?
- Bell Bank, company NMLS 419538, from the Woodbury, MN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Pat been licensed?
- The earliest state license record LenDb holds for Pat is from November 1, 2016 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Pat states 20 years of experience.
- Source: Wisconsin state regulator (opens in a new tab)
Specialties
Focus
- Focus: Down payment assistance(from their lender profile page)
- Focus: New construction(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: WI (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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- Profile (opens in a new tab)
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Employment history
Bell Bank NMLS 419538
Current · Woodbury, MN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · dfi.wi.gov (opens in a new tab) | verified 2026-10-21 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Pat Conroy (NMLS 281865), Bell Bank. LenDb.ai, https://lendb.ai/lo/pat-conroy-281865, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.