Matthew Adams
Mortgage Loan Officer at Bell Bank · Woodbury, MN
NMLS ID 290134 (opens in a new tab) · verify at NMLS Consumer Access
Matthew Adams, NMLS 290134, works as a Mortgage Loan Officer at Bell Bank in Woodbury, Minnesota. Matthew's lender page shows a focus on construction loan, jumbo loan and FHA loan.
Last verified . Sources: Bell Bank (bell.bank), Wisconsin state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 10, 2003 (Wisconsin), per state regulator
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Matthew licensed?
- Matthew works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Matthew do construction loans?
- Matthew's profile lists construction loan as a focus (from their lender profile page). It also lists jumbo loan, FHA loan and USDA loan.
- Source: lender page (opens in a new tab)
- What lender does Matthew work for?
- Bell Bank, company NMLS 419538, from the Woodbury, MN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Matthew been licensed?
- The earliest state license record LenDb holds for Matthew is from December 10, 2003 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Matthew states 20 years of experience.
- Source: Wisconsin state regulator (opens in a new tab)
Specialties
Focus
- Focus: Construction loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: WI (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Woodbury, MN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Matthew Adams is a Mortgage Loan Officer in Woodbury, MN. They say they have worked with customers on mortgages for just over 20 years. They are a Homes For Heroes Mortgage Lender Affiliate.
Our summary of the lender page. Verified 2026-10-16.
- Credentials
- Homes For Heroes Mortgage Lender Affiliate
- Source (opens in a new tab), verified 2026-10-16
- Community
- Runs and supports fundraising events throughout the year
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · dfi.wi.gov (opens in a new tab) | verified 2026-10-21 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Matthew Adams (NMLS 290134), Bell Bank. LenDb.ai, https://lendb.ai/lo/matthew-adams-290134, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.