Rajan Kandel
Mortgage Loan Officer at Loan Factory
NMLS ID 2432237 (opens in a new tab) · verify at NMLS Consumer Access
Rajan Kandel (NMLS 2432237) is Mortgage Loan Officer at Loan Factory. Lists California, Maryland and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer, Jumbo loan and Real estate investor. Speaks English, Hindi and Nepali. States 10 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 10 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Down payment assistancelender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Real estate investorlender page
- VA loanlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Hindi
- Nepali
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Lender-reported: CA, MD, TX are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rajan Kandel is an award-winning loan officer and licensed California Realtor with MBA background and 10+ years in California. He specializes in first-time buyer programs and serves San Francisco and the Bay Area.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Licensed California Realtor (DRE #02168604)
- Source (opens in a new tab), verified 2026-10-09
- Serves
- San Francisco, Bay Area, and California statewide
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Rajan Kandel (NMLS 2432237), Loan Factory. LenDb.ai, https://lendb.ai/lo/rajan-kandel-2432237, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.