Ram Chinavelaka
Mortgage Loan Officer at Loan Factory
NMLS ID 2643964 (opens in a new tab) · verify at NMLS Consumer Access
Ram Chinavelaka (NMLS 2643964) is a Mortgage Loan Officer at Loan Factory, licensed in California since 2025 and in Iowa and Massachusetts. Ram speaks English, Hindi and Telugu.
Last verified . Sources: Loan Factory (loanfactory.com), California state regulator, Iowa state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live). Licensed as Ramnarayan Chinavelaka (Arkansas, California, Iowa and Massachusetts regulators).
- Earliest state license record: March 13, 2025 (California), per state regulator
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Ram licensed in California?
- Yes. California regulator records list license CA-DFPI2643964 as active, first effective March 13, 2025 (verified 2026-10-24). LenDb has 9 other states on file for Ram.
- Source: California state regulator (opens in a new tab)
- What lender does Ram work for?
- Loan Factory, company NMLS 320841, per the lender's own site (verified 2026-10-09).
- Source: lender site (opens in a new tab)
- What languages does Ram speak?
- English, Hindi and Telugu, per their lender page (verified 2026-10-09).
- Source: lender page (opens in a new tab)
- How long has Ram been licensed?
- The earliest state license record LenDb holds for Ram is from March 13, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Arkansas, California, Iowa, Massachusetts, Maine, North Carolina, New Hampshire, Rhode Island, South Carolina, Virginia
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2643964, first effective 2025-03-13), IA (opens in a new tab) (56041, first effective 2025-12-30), MA (opens in a new tab) (MLO2643964), verified 2026-10-24.
Lender-reported: AR, ME, NC, NH, RI, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Ram Chinavelaka (NMLS 2643964), Loan Factory. LenDb.ai, https://lendb.ai/lo/ram-chinavelaka-2643964, last verified 2026-10-26.
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