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Ray Warda, photo from Loan Factory

Ray Warda

Mortgage Loan Officer at Loan Factory

NMLS ID 1726160 (opens in a new tab) · verify at NMLS Consumer Access

Ray Warda (NMLS 1726160) is Mortgage Loan Officer at Loan Factory. Lists Arizona and California on the lender page (not yet checked with the state regulator).

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Arizona, California

    Lender-reported: AZ, CA are listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Ray is a seasoned Mortgage Loan Originator licensed in California and Arizona with expertise in the California and Arizona real estate markets, serving first-time buyers and investors.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    California and Arizona real estate markets
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Ray Warda (NMLS 1726160), Loan Factory. LenDb.ai, https://lendb.ai/lo/ray-warda-1726160, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.