Ram Kalagara
President at Ram Mortgage, LLC · Charlotte, NC
NMLS ID 1956002 (opens in a new tab) · verify at NMLS Consumer Access
Based in Charlotte, North Carolina, Ram Kalagara (NMLS 1956002) is a President at Ram Mortgage, LLC, licensed in Florida since 2022 and in Texas, Colorado, Pennsylvania and Maryland.
Last verified . Sources: Ram Mortgage, LLC (rammtg.com), Florida state regulator, Texas state regulator, Colorado state regulator, Pennsylvania state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 20, 2022 (Florida), per state regulator
- 15 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Ram licensed in North Carolina?
- Ram Mortgage, LLC's page for Ram lists North Carolina. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 14 other states on file for Ram.
- Source: lender page (opens in a new tab)
- What lender does Ram work for?
- Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
- Source: lender site (opens in a new tab)
- How long has Ram been licensed?
- The earliest state license record LenDb holds for Ram is from May 20, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Colorado, Pennsylvania, Georgia, Indiana, Maryland, Michigan, North Carolina, New Jersey, Ohio, South Carolina, Tennessee, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO107980, first effective 2022-05-20), TX (opens in a new tab), CO (opens in a new tab) (100545919, first effective 2026-06-30), PA (opens in a new tab) (105796), MD (opens in a new tab), verified 2026-10-15.
Lender-reported: GA, IN, MI, NC, NJ, OH, SC, TN, VA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Ram Mortgage, LLC NMLS 2301828
Current · Charlotte, NC · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Photo | state regulator · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Ram Kalagara (NMLS 1956002), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/ram-kalagara-1956002, last verified 2026-10-26.
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