Rick Rozendaal, photo from INDEPENDENCE HOME LOANS LLC

Rick Rozendaal

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2123560 (opens in a new tab) · verify at NMLS Consumer Access

Rick Rozendaal (NMLS 2123560) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2024 and in Texas, Missouri, Oregon and 2 more states. Rick's focus, from their own profile, includes VA loan.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Texas state regulator, Missouri state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Rick licensed in Texas?
Yes. Texas regulator records list a license as active, first effective December 4, 2024 (verified 2026-10-13). LenDb has 5 other states on file for Rick.
Source: Texas state regulator (opens in a new tab)
Does Rick do VA loans?
Rick's profile lists VA loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Rick work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Rick been licensed?
The earliest state license record LenDb holds for Rick is from November 22, 2024 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Texas, Missouri, Iowa, Oregon, Maryland, Illinois

✓ Confirmed with the state regulator: TX (opens in a new tab), MO (opens in a new tab), IA (opens in a new tab) (52608, first effective 2024-11-22), OR (opens in a new tab) (2123560, first effective 2024-12-02), MD (opens in a new tab), IL (opens in a new tab) (31.0087823, first effective 2024-11-26), verified 2026-10-13. Source: State of Missouri (see disclaimer).

Regulator records not active: WI (inactive).

Contact

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Employment history

  1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

    Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Rick Rozendaal is an Executive Loan Officer. Their page says they specialize in VA home loans and that their experience spans first-time home purchases, second homes, investment properties, HELOCs and DSCR loan strategies. They were raised in Southern California and now live in Houston, Texas.

Our summary of the lender page. Verified 2026-10-15.

Sources

Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
Specialtieslender site · independencehl.com (opens in a new tab)verified 2026-10-26
Summarystate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Rick Rozendaal (NMLS 2123560), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/rick-rozendaal-2123560, last verified 2026-10-28.

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