Shaheen Esmail, photo from INDEPENDENCE HOME LOANS LLC

Shaheen Esmail

Associate Sales Director at INDEPENDENCE HOME LOANS LLC

NMLS ID 1877354 (opens in a new tab) · verify at NMLS Consumer Access

Shaheen Esmail (NMLS 1877354) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2019 and in Florida, Texas, Louisiana and 9 more states. Shaheen's lender page shows a focus on VA loan.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, New York state regulator, Louisiana state regulator, Delaware state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Shaheen licensed in Florida?
Yes. Florida regulator records list license LO63768 as active, first effective August 28, 2019 (verified 2026-10-15). LenDb has 12 other states on file for Shaheen.
Source: Florida state regulator (opens in a new tab)
Does Shaheen do VA loans?
Shaheen's profile lists VA loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Shaheen work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Shaheen been licensed?
The earliest state license record LenDb holds for Shaheen is from August 5, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Texas, Louisiana, Delaware, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Wyoming, Illinois, Nevada

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO63768, first effective 2019-08-28), TX (opens in a new tab), LA (opens in a new tab), DE (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (34633, first effective 2019-08-05), OR (opens in a new tab), WI (opens in a new tab) (1877354, first effective 2025-12-17), CA DFPI (opens in a new tab) (CA-DBO1877354, first effective 2019-09-27), MD (opens in a new tab), WY (opens in a new tab) (109841, first effective 2026-02-17), IL (opens in a new tab) (31.0092904, first effective 2026-01-09), NV (opens in a new tab) (NMLO-152060, first effective 2025-12-30), verified 2026-10-15.

Regulator records not active: NY (expired).

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Employment history

  1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

    Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
over 10
Source (opens in a new tab), verified 2026-10-15
Role
Executive Loan Officer
Source (opens in a new tab), verified 2026-10-15
Also
closed hundreds of loans, funding over $200 million in loan volume
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
Specialtieslender site · independencehl.com (opens in a new tab)verified 2026-10-26
Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Shaheen Esmail (NMLS 1877354), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/shaheen-esmail-1877354, last verified 2026-10-31.

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