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Ross McGhie, photo from Loan Factory

Ross McGhie

Mortgage Loan Officer at Loan Factory

NMLS ID 1923568 (opens in a new tab) · verify at NMLS Consumer Access

Ross McGhie (NMLS 1923568) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states: Florida and Alabama. Focus areas shown on the lender page: First-time buyer and Rural property. 6 years licensed.

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

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Florida, Alabama

Confirmed with the state regulator: FL (opens in a new tab) (LO66333, since 2019), verified 2026-10-09.

Others as listed on the lender page (AL), not yet checked against state regulators.

Contact

Employment history

  1. Loan Factory NMLS 320841

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ross McGhie takes a client-first approach to mortgage lending, working with first-time buyers, growing families, and rural homebuyers. They prioritize transparency, education, and building long-term relationships.

Our summary of the lender page. Verified 2026-10-09.

Reviews

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LenDb reviews

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Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ross McGhie (NMLS 1923568), Loan Factory. LenDb.ai, https://lendb.ai/lo/ross-mcghie-1923568, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.