Ruby Felix
Loan Officer – Spanish Speaking at Lifetime Home Loans, LLC
NMLS ID 256693 (opens in a new tab) · verify at NMLS Consumer Access
Ruby Felix (NMLS 256693) is a Loan Officer – Spanish Speaking at Lifetime Home Loans, LLC, licensed in Florida since 2025 and in California. Ruby's focus, from their own profile, includes first-time buyer, and Ruby speaks Spanish.
Last verified . Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), Florida state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 2, 2025 (Florida), per state regulator
- 35 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Ruby licensed in Florida?
- Yes. Florida regulator records list license LO137705 as active, first effective May 2, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Ruby.
- Source: Florida state regulator (opens in a new tab)
- Does Ruby list first-time buyer as a focus?
- Ruby's profile lists first-time buyer as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Ruby work for?
- Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Ruby speak?
- Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Ruby been licensed?
- The earliest state license record LenDb holds for Ruby is from May 2, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ruby states 35 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: lifetimehomeloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
Source: lender site (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO137705, first effective 2025-05-02), CA DFPI (opens in a new tab) (CA-DFPI256693, first effective 2025-08-27), verified 2026-10-15.
Contact
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Employment history
Lifetime Home Loans, LLC NMLS 1861406
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Community
- Volunteers weekly with Kapta and Rebecca's Children for foster families
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Specialties | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Languages | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ruby Felix (NMLS 256693), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/ruby-felix-256693, last verified 2026-10-24.
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