Anais Palmer
Loan Officer at Lifetime Home Loans, LLC
NMLS ID 2040848 (opens in a new tab) · verify at NMLS Consumer Access
Anais Palmer (NMLS 2040848) is a Loan Officer at Lifetime Home Loans, LLC, licensed in California since 2025 and in Florida. Anais's focus, from their own profile, includes first-time buyer and VA loan.
Last verified . Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), Florida state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 24, 2025 (California), per state regulator
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Anais licensed in Florida?
- Yes. Florida regulator records list license LO146522 as active, first effective April 3, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Anais.
- Source: Florida state regulator (opens in a new tab)
- Does Anais list first-time buyer as a focus?
- Anais's profile lists first-time buyer as a focus (from their lender profile page). It also lists VA loan.
- Source: lender page (opens in a new tab)
- What lender does Anais work for?
- Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Anais been licensed?
- The earliest state license record LenDb holds for Anais is from November 24, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: lifetimehomeloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Arizona, California, Idaho, Utah
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146522, first effective 2026-04-03), CA DFPI (opens in a new tab) (CA-DFPI2040848, first effective 2025-11-24), verified 2026-10-15.
Lender-reported: AZ, ID, UT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lifetime Home Loans, LLC NMLS 1861406
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Anais Palmer is a mortgage broker and licensed loan officer serving Arizona, California, Idaho, Florida and Utah. They have helped clients buy and refinance homes since 2020. They say they especially enjoy working with first-time homebuyers, single moms and veterans.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Licensed states | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Anais Palmer (NMLS 2040848), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/anais-palmer-2040848, last verified 2026-10-24.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.