Sahajpal Singh Rai, photo from Ram Mortgage, LLC

Sahajpal Singh Rai

Loan Officer at Ram Mortgage, LLC · Charlotte, NC

NMLS ID 2226868 (opens in a new tab) · verify at NMLS Consumer Access

Sahajpal Singh Rai, NMLS 2226868, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in California since 2022.

Last verified . Sources: Ram Mortgage, LLC (rammtg.com), California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Sahajpal licensed in California?
Yes. California regulator records list license CA-DFPI2226868 as active, first effective August 1, 2022 (verified 2026-10-24).
Source: California state regulator (opens in a new tab)
What lender does Sahajpal work for?
Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
Source: lender site (opens in a new tab)
How long has Sahajpal been licensed?
The earliest state license record LenDb holds for Sahajpal is from August 1, 2022 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California

    ✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2226868, first effective 2022-08-01), verified 2026-10-24.

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    Employment history

    1. Ram Mortgage, LLC NMLS 2301828

      Current · Charlotte, NC · seen on lender site 2026-10-21

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · rammtg.com (opens in a new tab)verified 2026-10-21
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    Contactlender site · rammtg.com (opens in a new tab)verified 2026-10-21
    Photolender site · rammtg.com (opens in a new tab)verified 2026-10-21
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Sahajpal Singh Rai (NMLS 2226868), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/sahajpal-singh-rai-2226868, last verified 2026-10-24.

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