Stephen Foster
Mortgage Loan Officer at Loan Factory
NMLS ID 629844 (opens in a new tab) · verify at NMLS Consumer Access
Stephen Foster (NMLS 629844) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO128245). Also lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Licensed since 2024 (per Florida records). States 20 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 20 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO128245, since 2024), verified 2026-10-09.
Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
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Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 20 years of financial industry experience, Stephen Foster specializes in VA loans and first-time homebuyers, known for responsiveness and solving complex scenarios.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Stephen Foster (NMLS 629844), Loan Factory. LenDb.ai, https://lendb.ai/lo/stephen-foster-629844, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.