Loan programs · Florida
VA loan officers in Florida
As of 2026-10-09, LenDb lists 273 loan officers licensed in or based in Florida whose lender pages show VA loan work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Paul Weidner (Guild Mortgage, Ormond Beach) and Kim Ullrich (Guild Mortgage, Vero Beach). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dawn Rae PembertonNMLS 162320
Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states
- VA loan
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 2
Paul WeidnerNMLS 301434
Guild Mortgage · Ormond Beach, FL · licensed in 2 states
- VA loan
- FHA loan
- HELOC
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 3
Kim UllrichNMLS 306250
Guild Mortgage · Vero Beach, FL
- VA loan
- 1099 income
- Bank statement loan
- DSCR loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 4
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- VA loan
- FHA loan
- Foreign national
- New construction
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 5
Dan LongmanNMLS 369430
NFM Lending · Plantation, FL · licensed in 7 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 6
Matt VoutourNMLS 23347
CrossCountry Mortgage · Ponte Vedra Beach, FL
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 7
Christopher SommerNMLS 380111
JPMorgan Chase Bank (Chase Home Lending) · Riverview, FL
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 8
Vincent RodriguezNMLS 325209
CrossCountry Mortgage · Coral Springs, FL
- VA loan
- FHA loan
- Jumbo loan
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 9
Erika AlvesNMLS 659544
CrossCountry Mortgage · Tampa, FL · licensed in 4 states
- VA loan
- Construction loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 10
Tiffany L LewisNMLS 202420
JPMorgan Chase Bank (Chase Home Lending) · Lutz, FL
- VA loan
- FHA loan
- Jumbo loan
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 11
Tom FazioNMLS 268035
American Pacific Mortgage · St. Augustine, FL · licensed in 3 states
- VA loan
- Construction loan
- FHA loan
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 12
Sandra JohnsonNMLS 383173
JPMorgan Chase Bank (Chase Home Lending) · Sunrise, FL
- VA loan
- FHA loan
- Self-employed
- Down payment assistance
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 13
Steve ButeraNMLS 222435
Loan Factory · Delray Beach, FL
- VA loan
- FHA loan
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 14
Rick MaysonetNMLS 336281
Loan Factory · Florida
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 15
Donna McGeeNMLS 415418
Union Home Mortgage · St. Augustine, FL
- VA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 12 years licensed
- 16
Bob SmithNMLS 518087
Guild Mortgage · Stuart, FL · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 12 years licensed
- 17
Spencer LumiaNMLS 1247908
Acrisure Mortgage (formerly FBC Mortgage) · Tampa, FL
- VA loan
- Condo
- FHA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 11 years licensed
- 18
Stephen ThaggardNMLS 356309
Embrace Home Loans · Viera, FL
- VA loan
- Jumbo loan
- New construction
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 19
Jacob KuzmanNMLS 373644
LeaderOne Financial · Winter Park, FL · licensed in 6 states
- VA loan
- Construction loan
- First-time buyer
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 20
Greg A DanielsNMLS 440321
Princeton Mortgage · Niceville, FL
- VA loan
- FHA loan
- First-time buyer
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 12 years licensed
- 21
Dianne PerkinsNMLS 1410743
Embrace Home Loans · Inverness, FL · licensed in 3 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 22
Lisa HolguinNMLS 1543216
CrossCountry Mortgage · Delray Beach, FL · licensed in 12 states
- VA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 23
Correna WatsonNMLS 906374
JPMorgan Chase Bank (Chase Home Lending) · Tampa, FL · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 24
J Cody BarnesNMLS 907483
CrossCountry Mortgage · Delray Beach, FL
- VA loan
- USDA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 13 years licensed
- 25
Jose Antonio ManriqueNMLS 1456209
Loan Factory · Florida
- VA loan
- Bank statement loan
- DSCR loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 10 years licensed
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in FL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.