Stephen Michael de Gala
Loan Originator at Barrett Financial Group · Chandler, AZ
NMLS ID 2845865 (opens in a new tab) · verify at NMLS Consumer Access
Based in Chandler, Arizona, Stephen Michael de Gala (NMLS 2845865) is a Loan Originator at Barrett Financial Group, licensed in Texas since 2026.
Last verified . Sources: Barrett Financial Group (barrettfinancial.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 12, 2026 (Texas), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Stephen licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective June 12, 2026 (verified 2026-10-13). LenDb has 1 other state on file for Stephen.
- Source: Texas state regulator (opens in a new tab)
- What lender does Stephen work for?
- Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20).
- Source: lender site (opens in a new tab)
- How long has Stephen been licensed?
- The earliest state license record LenDb holds for Stephen is from June 12, 2026 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, HELOC, Jumbo loan, Non-QM loan, Reverse mortgage, USDA loan and VA loan. Programs Barrett Financial Group offers (verified 2026-10-09). Lender-level: not confirmed as Stephen's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Barrett Financial Group NMLS 181106
Current · Chandler, AZ · seen on lender site 2026-10-20
NEXA Mortgage NMLS 1660690
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Lender programs | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Stephen Michael de Gala (NMLS 2845865), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/stephen-gala-2845865, last verified 2026-10-20.
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