Terreia Whitsett
Loan Originator at Barrett Financial Group · Chandler, AZ
NMLS ID 1222441 (opens in a new tab) · verify at NMLS Consumer Access
Terreia Whitsett (NMLS 1222441) is a Loan Originator at Barrett Financial Group in Chandler, Arizona, serving Ohio. Terreia's own profile lists self-employed as a focus.
Last verified . Sources: Barrett Financial Group (barrettfinancial.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 8, 2020 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Terreia licensed in Ohio?
- Barrett Financial Group's page for Terreia lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.
- Source: lender page (opens in a new tab)
- Does Terreia list self-employed as a focus?
- Terreia's profile lists self-employed as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Terreia work for?
- Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20).
- Source: lender site (opens in a new tab)
- How long has Terreia been licensed?
- The earliest state license record LenDb holds for Terreia is from May 8, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: barrettfinancial.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Jumbo loan, Non-QM loan, Reverse mortgage, USDA loan and VA loan. Programs Barrett Financial Group offers (verified 2026-10-09). Lender-level: not confirmed as Terreia's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: OH is listed on the lender page, not yet checked with the state regulator.
Regulator records not active: FL (expired).
Contact
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Employment history
Barrett Financial Group NMLS 181106
Current · Chandler, AZ · seen on lender site 2026-10-20
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Terreia Whitsett is a Loan Originator licensed in OH. They say they have years of experience in the industry and have worked with FHA, VA, USDA, jumbo and conventional loans. They say self-employed borrowers are an area where they excel.
Our summary of the lender page. Verified 2026-10-20.
Sources
| Name and employer | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Specialties | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Lender programs | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Contact | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Photo | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Terreia Whitsett (NMLS 1222441), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/terreia-whitsett-1222441, last verified 2026-10-20.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.