Steve Atkins, photo from Trident Home Loans

Steve Atkins

Mortgage Loan Originator at Trident Home Loans · Pensacola, FL

NMLS ID 1309830 (opens in a new tab) · verify at NMLS Consumer Access

Steve Atkins, NMLS 1309830, works as a Mortgage Loan Originator at Trident Home Loans in Pensacola, Florida and is licensed in Florida.

Last verified . Sources: Trident Home Loans (tridenthomeloans.com), Florida state regulator, Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Steve licensed in Florida?
Yes. Florida regulator records list license LO118811 as active, first effective April 6, 2023 (verified 2026-10-15).
Source: Florida state regulator (opens in a new tab)
What lender does Steve work for?
Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Steve been licensed?
The earliest state license record LenDb holds for Steve is from August 26, 2015 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    Condo, Construction loan, FHA loan, Real estate investor, Jumbo loan, Low credit score, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Trident Home Loans offers (verified 2026-10-15). Lender-level: not confirmed as Steve's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO118811, first effective 2023-04-06), verified 2026-10-15.

    Regulator records not active: WI (expired).

    Contact

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    Employment history

    1. Trident Home Loans NMLS 65716

      Current · Pensacola, FL · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Steve entered the mortgage industry in 2015 after a career in technology and has helped hundreds of families purchase homes. They emphasize clear communication and personalized strategy from pre-approval to closing.

    Our summary of the lender page. Verified 2026-10-15.

    Experience
    since 2015
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
    Lender programslender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Summarylender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Contactlender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    Photolender site · tridenthomeloans.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Steve Atkins (NMLS 1309830), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/steve-atkins-1309830, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.