Steve Stearns

Loan Officer at United American Mortgage Corporation · Costa Mesa, CA

NMLS ID 296512 (opens in a new tab) · verify at NMLS Consumer Access

Steve Stearns, NMLS 296512, works as a Loan Officer at United American Mortgage Corporation in Costa Mesa, California and is licensed in Texas since 2022.

Last verified . Sources: United American Mortgage Corporation (uamco.com), Texas state regulator and NMLS Consumer Access (license status, check live). Licensed as Steven Stearns (Texas regulator).

Quick answers

Is Steve licensed in California?
United American Mortgage Corporation's page for Steve lists California. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Steve.
Source: lender page (opens in a new tab)
What lender does Steve work for?
United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-21).
Source: lender site (opens in a new tab)
How long has Steve been licensed?
The earliest state license record LenDb holds for Steve is from November 1, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, California

    ✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

    Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. United American Mortgage Corporation NMLS 1942

      Current · Costa Mesa, CA · seen on lender site 2026-10-21

    2. C2 Financial Corporation NMLS 135622

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · uamco.com (opens in a new tab)verified 2026-10-21
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licensed stateslender site · uamco.com (opens in a new tab)verified 2026-10-21
    Contactlender site · uamco.com (opens in a new tab)verified 2026-10-21
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Steve Stearns (NMLS 296512), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/steven-stearns-296512, last verified 2026-10-21.

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