
Susan Simmons
Mortgage Banker Market Specialist at First Citizens Bank · Roanoke, VA
NMLS ID 1644779 (opens in a new tab) · verify at NMLS Consumer Access
Susan Simmons (NMLS 1644779) is Mortgage Banker Market Specialist at First Citizens Bank, based in Roanoke, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, FHA loan, First-time buyer, Jumbo loan and Physician and medical professional.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Construction loanlender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Renovation loan (203k / HomeStyle)lender page
- Self-employedlender page
- USDA loanlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Roanoke, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Susan is a native of Roanoke Valley with extensive background in lending, real estate, appraisal, taxation, and regulations. She holds an MBA from Averett University and is dedicated to helping diverse clients make the right loan choice.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Bedford, Botetourt, Craig, Floyd, Franklin, Montgomery, Roanoke counties in VA
- Source (opens in a new tab), verified 2026-10-09
- Community
- Oak Grove Church of the Brethren, Miss Virginia Organization, Margaret R. Baker Charitable Foundation, Multiple Sclerosis Alliance of Virginia, Veterans Affairs/Wounded Warrior Project, Square Society
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Susan Simmons (NMLS 1644779), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/susan-simmons-1644779, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.