Loan programs · Virginia
Jumbo loan officers in Virginia
As of 2026-10-09, LenDb lists 201 loan officers licensed in or based in Virginia whose lender pages show Jumbo loan work. The top-ranked are Joel Bisaillon (JPMorgan Chase Bank (Chase Home Lending), Fairfax), Mike Eastman (First Heritage Mortgage, Fairfax) and Lori Jule (Atlantic Coast Mortgage, Fairfax). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joel BisaillonNMLS 565921
JPMorgan Chase Bank (Chase Home Lending) · Fairfax, VA
- Jumbo loan
- Co-op
- Condo
- FHA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 22 years experience (stated on lender page, 2026-10-09)
- 2
Mike EastmanNMLS 21108
First Heritage Mortgage · Fairfax, VA · licensed in 12 states
- Jumbo loan
- FHA loan
- VA loan
- First-time buyer
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 15 years licensed
- 3
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 15 years licensed
- 4
Michael RepshasNMLS 1025235
Guild Mortgage · McLean, VA · licensed in 6 states
- Jumbo loan
- Real estate investor
- VA loan
- Self-employed
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 7 years licensed
- 5
Wayne PalkovicNMLS 201581
Embrace Home Loans · Martinsburg, WV · licensed in 4 states
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 43 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Bill GaylordNMLS 680603
Guild Mortgage · Henderson, NV · licensed in 7 states
- Jumbo loan
- DSCR loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 33 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Craig Miller JrNMLS 686948
Guild Mortgage · Alexandria, VA · licensed in 8 states
- Jumbo loan
- First-time buyer
- Self-employed
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 6 years licensed
- 8
Kaitlyn LinaneNMLS 1550584
Guild Mortgage · Chantilly, VA · licensed in 6 states
- Jumbo loan
- Real estate investor
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 5 years licensed
- 9
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- Jumbo loan
- FHA loan
- First-time buyer
- USDA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 10
Kevin MahoneyNMLS 233783
Embrace Home Loans · Fairfax, VA · licensed in 3 states
- Jumbo loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 30 years experience (stated on lender page, 2026-10-09)
- 11
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Jumbo loan
- Down payment assistance
- First-time buyer
- Physician and medical professional
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Rich ConlonNMLS 886522
Atlantic Coast Mortgage · Fairfax, VA · licensed in 6 states
- Jumbo loan
- FHA loan
- First-time buyer
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 5 years licensed
- 13
Bobby LuuNMLS 185192
American Pacific Mortgage · Reston, VA · licensed in 8 states
- Jumbo loan
- FHA loan
- First-time buyer
- Non-QM loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 3 years licensed
- 14
Mei Mee YuenNMLS 808120
Loan Factory · licensed in 2 states
- Jumbo loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 15
Corey HustedNMLS 1248167
Intercap Lending · San Diego, CA · licensed in 3 states
- Jumbo loan
- FHA loan
- First-time buyer
- Self-employed
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 16
David JohnstonNMLS 211851
Southern Trust Mortgage · Midlothian, VA
- Jumbo loan
- FHA loan
- USDA loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- No disciplinary actions on file at LenDb
- 17
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- Jumbo loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 18
Clay CarrollNMLS 513125
CrossCountry Mortgage · Midlothian, VA · licensed in 3 states
- Jumbo loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 22 years experience (stated on lender page, 2026-10-09)
- 19
Todd CallNMLS 214957
First Heritage Mortgage · Fairfax, VA · licensed in 3 states
- Jumbo loan
- FHA loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- No disciplinary actions on file at LenDb
- 20
Amore AzimiNMLS 1045180
Embrace Home Loans · Rockville, MD · licensed in 10 states
- Jumbo loan
- Real estate investor
- Rural property
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 21
Dianne PerkinsNMLS 1410743
Embrace Home Loans · Inverness, FL · licensed in 3 states
- Jumbo loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 22
Timothy McGintyNMLS 1443050
LeaderOne Financial · Oak Brook, IL · licensed in 13 states
- Jumbo loan
- FHA loan
- Non-QM loan
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 23
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- Jumbo loan
- FHA loan
- VA loan
- HELOC
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 24
Scott EisgrauNMLS 139186
Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states
- Jumbo loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 25
Matthew FoxNMLS 151022
First Heritage Mortgage · Hanover, MD · licensed in 7 states
- Jumbo loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.
- What reserves and credit score do your jumbo programs require?
- Do you offer interest-only or ARM jumbo options?
- Can you do a jumbo with less than 20 percent down?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in VA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.