Tammy S. Ernst, photo from Granite Bank

Tammy S. Ernst

Loan Officer at Granite Bank · Bettendorf, IA

NMLS ID 9684 (opens in a new tab) · verify at NMLS Consumer Access

Tammy S. Ernst, NMLS 9684, works as a Loan Officer at Granite Bank in Bettendorf, Iowa.

Last verified . Sources: Granite Bank (granitebank.com), Iowa state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Tammy licensed?
Tammy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Tammy work for?
Granite Bank, company NMLS 405434, from the Bettendorf, IA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How long has Tammy been licensed?
The earliest state license record LenDb holds for Tammy is from August 12, 2013 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Regulator records not active: IA (expired).

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. Granite Bank NMLS 405434

      Current · Bettendorf, IA · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · granitebank.com (opens in a new tab)verified 2026-10-16
    Licenses (regulator)state regulator · idob.iowa.gov (opens in a new tab)verified 2026-10-20
    Contactlender site · granitebank.com (opens in a new tab)verified 2026-10-16
    Photolender site · granitebank.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tammy S. Ernst (NMLS 9684), Granite Bank. LenDb.ai, https://lendb.ai/lo/tammy-s-ernst-9684, last verified 2026-10-16.

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