Tammy Zurfluh, photo from First Mid Bank & Trust

Tammy Zurfluh

SVP, Director of Mortgage Sales at First Mid Bank & Trust · Belvidere, IL

NMLS ID 476483 (opens in a new tab) · verify at NMLS Consumer Access

Tammy Zurfluh (NMLS 476483) is a mortgage loan officer at First Mid Bank & Trust in Belvidere, Illinois.

Last verified . Sources: First Mid Bank & Trust (firstmid.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Tammy licensed?
Tammy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Tammy work for?
First Mid Bank & Trust, company NMLS 411170, from the Belvidere, IL office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

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    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. First Mid Bank & Trust NMLS 411170

      Current · Belvidere, IL · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experience
    more than two decades
    Source (opens in a new tab), verified 2026-10-16
    Serves
    Northern Illinois and southern Wisconsin
    Source (opens in a new tab), verified 2026-10-16
    Role
    Top mortgage executive for the Region before moving to management
    Source (opens in a new tab), verified 2026-10-16
    Community
    Habitat for Humanity of Boone County
    Source (opens in a new tab), verified 2026-10-16
    Credentials
    Family and Services Habitat Hero Award for the State of Illinois
    Source (opens in a new tab), verified 2026-10-16

    Sources

    Name and employerlender site · firstmid.com (opens in a new tab)verified 2026-10-16
    Contactlender site · firstmid.com (opens in a new tab)verified 2026-10-16
    Photolender site · firstmid.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tammy Zurfluh (NMLS 476483), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/tammy-zurfluh-476483, last verified 2026-10-16.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.