Terri Ronneng, photo from Bell Bank

Terri Ronneng

Senior Mortgage Loan Officer at Bell Bank · Ramsey, MN

NMLS ID 343011 (opens in a new tab) · verify at NMLS Consumer Access

Terri Ronneng (NMLS 343011) is a Senior Mortgage Loan Officer at Bell Bank in Ramsey, Minnesota. Terri's own profile lists real estate investor, vacation home and USDA loan as a focus.

Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).

Quick answers

Is Terri licensed?
Terri works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Terri list real estate investor as a focus?
Terri's profile lists real estate investor as a focus (from their lender profile page). It also lists vacation home, USDA loan and VA loan.
Source: lender page (opens in a new tab)
What lender does Terri work for?
Bell Bank, company NMLS 419538, from the Ramsey, MN office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Bell Bank NMLS 419538

    Current · Ramsey, MN · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 1985
Source (opens in a new tab), verified 2026-10-16
Role
Originated loans as a team with Sheri Jondahl from 1991
Source (opens in a new tab), verified 2026-10-16
Credentials
Super Mortgage Professional
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · bell.bank (opens in a new tab)verified 2026-10-16
Specialtieslender site · bell.bank (opens in a new tab)verified 2026-10-26
Contactlender site · bell.bank (opens in a new tab)verified 2026-10-16
Photolender site · bell.bank (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Terri Ronneng (NMLS 343011), Bell Bank. LenDb.ai, https://lendb.ai/lo/terri-ronneng-343011, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.