Terry Huy Nguyen, photo from Loan Factory

Terry Huy Nguyen

Mortgage Loan Officer at Loan Factory

NMLS ID 1138649 (opens in a new tab) · verify at NMLS Consumer Access

Terry Huy Nguyen (NMLS 1138649) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO120967). Also lists Arizona, California, Hawaii, Minnesota, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Earliest state license record: June 21, 2023 (Florida), per state regulator.

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Vietnamese

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Arizona, California, Hawaii, Minnesota, Texas, Washington

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO120967, first effective 2023-06-21), verified 2026-10-09.

    Lender-reported: AZ, CA, HI, MN, TX, WA are listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Terry Huy Nguyen is a bilingual loan officer with 10+ years of experience in insurance, banking, real estate, and mortgages, specializing in complex scenarios and serving first-time homebuyers and investors.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    10+
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Bilingual loan officer (English & Vietnamese)
    Source (opens in a new tab), verified 2026-10-09
    Also
    Specializes in complex scenarios
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Terry Huy Nguyen (NMLS 1138649), Loan Factory. LenDb.ai, https://lendb.ai/lo/terry-huy-nguyen-1138649, last verified 2026-10-09.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.