Terry Roberts
E Mortgage Capital, Inc. · Columbia, MO
NMLS ID 397987 (opens in a new tab) · verify at NMLS Consumer Access
Terry Roberts, NMLS 397987, works as a mortgage loan officer at E Mortgage Capital, Inc. in Columbia, Missouri and is licensed in Texas since 2024 and in Florida, Louisiana, Missouri and 3 more states.
Last verified . Sources: E Mortgage Capital, Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, Louisiana state regulator, Missouri state regulator, Arkansas state regulator, Wisconsin state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 27, 2024 (Texas), per state regulator
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Terry licensed in Missouri?
- Yes. Missouri regulator records list a license as active (verified 2026-10-19). LenDb has 6 other states on file for Terry.
- Source: Missouri state regulator (opens in a new tab)
- What lender does Terry work for?
- E Mortgage Capital, Inc., company NMLS 1416824, from the Columbia, MO office, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Terry been licensed?
- The earliest state license record LenDb holds for Terry is from March 27, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Louisiana, Missouri, Arkansas, Wisconsin, California
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO129488, first effective 2024-06-14), TX (opens in a new tab), LA (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), WI (opens in a new tab) (397987, first effective 2025-07-18), CA DFPI (opens in a new tab) (CA-DFPI397987, first effective 2024-04-05), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Contact
No public business contact on file.
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Employment history
E Mortgage Capital, Inc. NMLS 1416824
Current · Columbia, MO · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Terry Roberts (NMLS 397987), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/terry-roberts-397987, last verified 2026-10-24.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.