Thoai Pham
Loan Doctors Team Manager | Senior Loan Officer at Kama'aina Mortgage Group Inc. · Honolulu, HI
NMLS ID 378733 (opens in a new tab) · verify at NMLS Consumer Access
Based in Honolulu, Hawaii, Thoai Pham (NMLS 378733) is a mortgage loan officer at Kama'aina Mortgage Group Inc., licensed in California since 2021 and in Texas. Thoai speaks English and Vietnamese.
Last verified . Sources: Kama'aina Mortgage Group Inc. (kmghawaii.com), Texas state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 4, 2021 (California), per state regulator
- 20 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Thoai licensed in Hawaii?
- Kama'aina Mortgage Group Inc.'s page for Thoai lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 5 other states on file for Thoai.
- Source: lender page (opens in a new tab)
- What lender does Thoai work for?
- Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Thoai speak?
- English and Vietnamese, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Thoai been licensed?
- The earliest state license record LenDb holds for Thoai is from May 4, 2021 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Thoai states 20 years of experience.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Vietnamese
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
Texas, Arizona, California, Hawaii, Nevada, Washington
✓ Confirmed with the state regulator: TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI378733, first effective 2021-05-04), verified 2026-10-13.
Lender-reported: AZ, HI, NV, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Kama'aina Mortgage Group Inc. NMLS 1276471
Current · Honolulu, HI · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Thoai Pham is a Team Manager and Senior Loan Officer with over 20 years of experience in Hawaii's lending market. They are licensed in HI, CA, NV, TX, WA and AZ and speak English and Vietnamese. They hold an MBA in Finance and say they were top-ranked by loan volume and units for several years.
Our summary of the lender page. Verified 2026-10-15.
- Education
- MBA in Finance; BA in Business Economics and Accounting, UC Santa Barbara
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Top-ranked loan officer for loan volume and number of units for several years
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Licensed states | lender site · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| Languages | state regulator · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · kmghawaii.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Thoai Pham (NMLS 378733), Kama'aina Mortgage Group Inc.. LenDb.ai, https://lendb.ai/lo/thoai-pham-378733, last verified 2026-10-24.
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