Ben Fransen, photo from Kama'aina Mortgage Group Inc.

Ben Fransen

Senior Loan Officer | HI FIVE Team at Kama'aina Mortgage Group Inc. · Honolulu, HI

NMLS ID 2004153 (opens in a new tab) · verify at NMLS Consumer Access

Ben Fransen, NMLS 2004153, works as a mortgage loan officer at Kama'aina Mortgage Group Inc. in Honolulu, Hawaii and is licensed in Florida since 2023 and in California. Ben's lender page shows a focus on VA loan, and Ben speaks Korean.

Last verified . Sources: Kama'aina Mortgage Group Inc. (kmghawaii.com), Florida state regulator, California state regulator and NMLS Consumer Access (license status, check live). Licensed as Benjamin Fransen (California and Florida regulators).

Quick answers

Is Ben licensed in Hawaii?
Kama'aina Mortgage Group Inc.'s page for Ben lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 7 other states on file for Ben.
Source: lender page (opens in a new tab)
Does Ben do VA loans?
Ben's profile lists VA loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Ben work for?
Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
What languages does Ben speak?
Korean, per their lender page (verified 2026-10-15).
Source: lender page (opens in a new tab)
How long has Ben been licensed?
The earliest state license record LenDb holds for Ben is from February 28, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: kmghawaii.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

Source: lender site (opens in a new tab), verified 2026-10-15

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, California, Colorado, Hawaii, Nevada, Texas, Virginia, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO117820, first effective 2023-02-28), CA DFPI (opens in a new tab) (CA-DFPI2004153, first effective 2023-03-13), verified 2026-10-15.

Lender-reported: CO, HI, NV, TX, VA, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Kama'aina Mortgage Group Inc. NMLS 1276471

    Current · Honolulu, HI · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Also
Five years as a Korean linguist in the U.S. Army, then twelve years investigating Korean War cold cases for the Defense POW/MIA Accounting Agency
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · kmghawaii.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
Licensed stateslender site · kmghawaii.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · kmghawaii.com (opens in a new tab)verified 2026-10-26
Languageslender site · kmghawaii.com (opens in a new tab)verified 2026-10-15
Contactlender site · kmghawaii.com (opens in a new tab)verified 2026-10-15
Photolender site · kmghawaii.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ben Fransen (NMLS 2004153), Kama'aina Mortgage Group Inc.. LenDb.ai, https://lendb.ai/lo/benjamin-fransen-2004153, last verified 2026-10-24.

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