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Tim Simko, photo from Loan Factory

Tim Simko

Mortgage Loan Officer at Loan Factory · Tennessee

NMLS ID 269367 (opens in a new tab) · verify at NMLS Consumer Access

Tim Simko (NMLS 269367) is Mortgage Loan Officer at Loan Factory, based in Tennessee. Licensed in Florida, confirmed with the state regulator (license LO49628). Also lists Tennessee on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2018 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Tennessee

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO49628, since 2018), verified 2026-10-09.

    Lender-reported: TN is listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · TN · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tim Simko (NMLS 269367), Loan Factory. LenDb.ai, https://lendb.ai/lo/timothy-simko-269367, last verified 2026-10-09.

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    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.