Tram Bowen, photo from Banner Bank

Tram Bowen

Residential Loan Officer at Banner Bank · Tacoma, WA

NMLS ID 502192 (opens in a new tab) · verify at NMLS Consumer Access

Based in Tacoma, Washington, Tram Bowen (NMLS 502192) is a Residential Loan Officer at Banner Bank. Tram's focus, from their own profile, includes construction loan.

Last verified . Sources: Banner Bank (loanofficers.bannerbank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Tram licensed?
Tram works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Tram do construction loans?
Tram's profile lists construction loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Tram work for?
Banner Bank, company NMLS 439266, from the Tacoma, WA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: loanofficers.bannerbank.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Banner Bank NMLS 439266

    Current · Tacoma, WA · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 2002
Source (opens in a new tab), verified 2026-10-16
Community
Board of Directors, state and national delegate, Master Builders Association of Pierce County
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-26
Contactlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Photolender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Tram Bowen (NMLS 502192), Banner Bank. LenDb.ai, https://lendb.ai/lo/tram-bowen-502192, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.