James Pham, photo from Banner Bank

James Pham

Residential Loan Officer at Banner Bank · Vancouver, WA

NMLS ID 2463678 (opens in a new tab) · verify at NMLS Consumer Access

James Pham (NMLS 2463678) is a Residential Loan Officer at Banner Bank in Vancouver, Washington. James's own profile lists first-time buyer as a focus.

Last verified . Sources: Banner Bank (loanofficers.bannerbank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is James licensed?
James works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does James list first-time buyer as a focus?
James's profile lists first-time buyer as a focus (from their bio).
Source: lender page (opens in a new tab)
What lender does James work for?
Banner Bank, company NMLS 439266, from the Vancouver, WA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: loanofficers.bannerbank.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Banner Bank NMLS 439266

    Current · Vancouver, WA · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

James Pham has been in the banking industry since 2017 and moved to mortgage lending in 2023. They say first-time homebuyers are among their favorite clients. Their hobbies include graphic design and real estate photography.

Our summary of the lender page. Verified 2026-10-16.

Experience
since 2017
Source (opens in a new tab), verified 2026-10-16
Role
moved to mortgage lending in 2023
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-26
Summarylender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Contactlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Photolender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: James Pham (NMLS 2463678), Banner Bank. LenDb.ai, https://lendb.ai/lo/james-pham-2463678, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.