Xavier Alcala
NMLS ID 1700588 (opens in a new tab) · verify at NMLS Consumer Access
Xavier Alcala (NMLS 1700588) is a mortgage loan officer at Saxton Mortgage, LLC, licensed in Florida, Texas, Oregon and California.
Last verified . Sources: Saxton Mortgage, LLC (dfr.oregon.gov), Florida state regulator, Texas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 31, 2018 (Iowa), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Xavier licensed in Florida?
- Yes. Florida regulator records list license LO137697 as active, first effective May 2, 2025 (verified 2026-10-15). LenDb has 3 other states on file for Xavier.
- Source: Florida state regulator (opens in a new tab)
- What lender does Xavier work for?
- Saxton Mortgage, LLC, company NMLS 1717191, per the lender's own site (verified 2026-10-20).
- Source: lender site (opens in a new tab)
- How long has Xavier been licensed?
- The earliest state license record LenDb holds for Xavier is from May 31, 2018 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Oregon, California
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO137697, first effective 2025-05-02), TX (opens in a new tab), OR (opens in a new tab) (2779985, first effective 2025-11-04), CA DFPI (opens in a new tab) (CA-DFPI1700588, first effective 2025-04-30), verified 2026-10-15.
Regulator records not active: IA (expired), WI (expired).
Contact
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Employment history
Saxton Mortgage, LLC NMLS 1717191
Current · seen on lender site 2026-10-20
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Also
- consistently ranked among the top producers in their field
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Xavier Alcala (NMLS 1700588), Saxton Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/xavier-alcala-1700588, last verified 2026-10-24.
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