Zach Roben
Sales Director at INDEPENDENCE HOME LOANS LLC
NMLS ID 1745044 (opens in a new tab) · verify at NMLS Consumer Access
Zach Roben (NMLS 1745044) is a Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Illinois since 2023 and in Florida, Texas, Connecticut and 12 more states.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Louisiana state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Massachusetts state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live). Licensed as Zachary Roben (Arkansas, California, Connecticut, Delaware, Florida, Iowa, Illinois, Louisiana, Massachusetts, Maryland, Missouri, Nevada, Oregon, Texas, Wisconsin and Wyoming regulators).
- Earliest state license record: November 3, 2023 (Illinois), per state regulator
- 16 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Zach licensed in Florida?
- Yes. Florida regulator records list license LO125212 as active, first effective January 10, 2024 (verified 2026-10-15). LenDb has 15 other states on file for Zach.
- Source: Florida state regulator (opens in a new tab)
- What lender does Zach work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Zach been licensed?
- The earliest state license record LenDb holds for Zach is from November 3, 2023 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Illinois state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Massachusetts, Maryland, Wyoming, Illinois, Nevada
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125212, first effective 2024-01-10), TX (opens in a new tab), CT (opens in a new tab) (LO-1745044), LA (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (51258, first effective 2024-01-18), OR (opens in a new tab), WI (opens in a new tab) (1745044, first effective 2024-01-18), CA DFPI (opens in a new tab) (CA-DFPI1745044, first effective 2024-01-03), MA (opens in a new tab) (MLO1745044), MD (opens in a new tab), WY (opens in a new tab) (109447, first effective 2025-12-03), IL (opens in a new tab) (31.0083197, first effective 2023-11-03), NV (opens in a new tab) (NMLO-111360, first effective 2024-12-05), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Zach Roben is a Sales Director who graduated from the University of Arizona. Their page says they spent several years as a President's Club Loan Officer and a Director of Mortgage Banking. Their page also lists recognition in the Top 100 Scotsman Guide.
Our summary of the lender page. Verified 2026-10-15.
- Education
- University of Arizona (Business Development and Real Estate)
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Named one of the top mortgage loan officers in the United States by the Top 100 Scotsman Guide
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| Summary | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Zach Roben (NMLS 1745044), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/zachary-roben-1745044, last verified 2026-10-31.
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