Al Chibib

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2336232 (opens in a new tab) · verify at NMLS Consumer Access

Al Chibib (NMLS 2336232) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Texas, Delaware, Missouri and 8 more states. Al's focus, from their own profile, includes first-time buyer.

Last verified 2026-10-31. Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: April 22, 2022 (Florida), per state regulator
4 years experience (stated)
12 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Al licensed in Florida?: Yes. Florida regulator records list license LO106433 as active, first effective April 22, 2022 (verified 2026-10-15). LenDb has 11 other states on file for Al.; Source: Florida state regulator (opens in a new tab)
Does Al list first-time buyer as a focus?: Al's profile lists first-time buyer as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Al work for?: INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).; Source: lender site (opens in a new tab)
How long has Al been licensed?: The earliest state license record LenDb holds for Al is from April 22, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Al states 4 years of experience.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Texas, Delaware, Missouri, Arkansas, Iowa, Oregon, California, Maryland, Wyoming, Illinois, Nevada

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO106433, first effective 2022-04-22), TX (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (56850, first effective 2026-03-24), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2336232, first effective 2022-05-31), MD (opens in a new tab), WY (opens in a new tab) (110041, first effective 2026-03-24), IL (opens in a new tab) (31.0078694, first effective 2022-06-27), NV (opens in a new tab) (NMLO-1174742, first effective 2022-07-21), verified 2026-10-15. Source: State of Missouri (see disclaimer).

Regulator records not active: WI (inactive).

Contact

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Employment history

INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Al Chibib has four years in mortgage lending. They say they specialize in equity-based lending and first-time homebuyer programs. They also describe themselves as an entrepreneur who enjoys traveling.

Our summary of the lender page. Verified 2026-10-15.

Sources

Name and employer	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · mld.nv.gov (opens in a new tab)	verified 2026-10-31
Specialties	lender site · independencehl.com (opens in a new tab)	verified 2026-10-26
Summary	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
Contact	lender site · independencehl.com (opens in a new tab)	verified 2026-10-15
Photo	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Al Chibib (NMLS 2336232), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ahmad-chibib-2336232, last verified 2026-10-31.

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