Pat West, photo from INDEPENDENCE HOME LOANS LLC

Pat West

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2019177 (opens in a new tab) · verify at NMLS Consumer Access

Pat West (NMLS 2019177) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2025 and in Florida, Connecticut, Delaware and 9 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Connecticut state regulator, Delaware state regulator, Missouri state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Massachusetts state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Pat licensed in Florida?
Yes. Florida regulator records list license LO142712 as active, first effective November 13, 2025 (verified 2026-10-15). LenDb has 12 other states on file for Pat.
Source: Florida state regulator (opens in a new tab)
What lender does Pat work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Pat been licensed?
The earliest state license record LenDb holds for Pat is from July 30, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Connecticut, Delaware, Missouri, Iowa, Oregon, Wisconsin, California, Massachusetts, Maryland, Wyoming, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO142712, first effective 2025-11-13), CT (opens in a new tab) (LO-2019177), DE (opens in a new tab), MO (opens in a new tab), IA (opens in a new tab) (56998, first effective 2026-04-07), OR (opens in a new tab), WI (opens in a new tab) (2019177, first effective 2026-04-07), CA DFPI (opens in a new tab) (CA-DFPI2019177, first effective 2025-07-30), MA (opens in a new tab) (MLO2019177), MD (opens in a new tab), WY (opens in a new tab) (110388, first effective 2026-06-10), IL (opens in a new tab) (31.0091407, first effective 2025-08-29), NV (opens in a new tab) (NMLO-151618, first effective 2025-11-29), verified 2026-10-15. Source: State of Missouri (see disclaimer).

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experience
    since 2020
    Source (opens in a new tab), verified 2026-10-15
    Also
    Background spanning tech, real estate, solar, and finance
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Pat West (NMLS 2019177), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/zachary-west-2019177, last verified 2026-10-31.

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