Zackary Goral

United Lending Team, INC · Irvine, CA

NMLS ID 2341733 (opens in a new tab) · verify at NMLS Consumer Access

Based in Irvine, California, Zackary Goral (NMLS 2341733) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2024 and in Texas, California, Connecticut and 3 more states.

Last verified . Sources: United Lending Team, INC (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, California state regulator, Connecticut state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Zackary licensed in California?
Yes. California regulator records list license 02260227 as active (verified 2026-10-24). LenDb has 6 other states on file for Zackary.
Source: California state regulator (opens in a new tab)
What lender does Zackary work for?
United Lending Team, INC, company NMLS 2273319, from the Irvine, CA office, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Zackary been licensed?
The earliest state license record LenDb holds for Zackary is from November 14, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Connecticut, Oregon, Wisconsin, Maryland

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO133241, first effective 2024-11-14), TX (opens in a new tab), CA DRE (opens in a new tab) (02260227), CT (opens in a new tab) (LO-2341733), OR (opens in a new tab) (2341733, first effective 2024-12-19), WI (opens in a new tab) (2341733, first effective 2025-11-06), MD (opens in a new tab), verified 2026-10-15.

    Regulator records not active: NY (expired), WY (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. United Lending Team, INC NMLS 2273319

      Current · Irvine, CA · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab)verified 2026-10-27
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Zackary Goral (NMLS 2341733), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/zackary-goral-2341733, last verified 2026-10-26.

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