Borrower situations · Virginia
Loan officers for borrowers with a recent credit event in Virginia
As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Virginia whose lender pages show Recent credit event work. The top-ranked is Larry Finkelberg (Atlantic Coast Mortgage, North Bethesda). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 1
- 1
Larry FinkelbergNMLS 186345
Atlantic Coast Mortgage · North Bethesda, MD · licensed in 8 states
- Recent credit event
- VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Recent credit event on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
Before you choose
Waiting periods differ by program and event, and some non-QM lenders accept events just one day out.
- What waiting period applies to my event for each program?
- Do extenuating circumstances shorten the wait?
- What non-QM options exist if I cannot wait?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a VA license is confirmed with the state regulator (check mark), VA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=recent-credit-event&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.