County · CA · Conventional loans

Top lenders for conventional loans in Kern County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 202 funded conventional home loans in Kern County, CA in 2025, 6,513 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (847), United Wholesale Mortgage (801) and Moria Development, Inc. (272). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kern County are linked below.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

Most conventional loans funded in Kern County, 2025

Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.

  1. 1.Rocket Mortgage · 847 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Kern County yet.

  2. 2.United Wholesale Mortgage · 801 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Kern County yet.

  3. 3.Moria Development, Inc. · 272 conventional loans

    LenDb lists 23 loan officers at this lender near Kern County: John Stewart (Bakersfield), Kevin Gonsalves (Bakersfield), Sandy Hanson (Bakersfield) and more.

  4. 4.Golden Empire Mortgage, Inc. · 249 conventional loans

    LenDb lists 25 loan officers at this lender near Kern County: Jeff Potts (Bakersfield), Arturo Esparza (Bakersfield), Kraig Gradowitz (Bakersfield) and more.

  5. 5.Kind Lending, LLC · 214 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Kern County yet.

  6. 6.OCMBC, INC. · 210 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Kern County yet.

  7. 7.Lennar Mortgage · 198 conventional loans

    LenDb does not list loan officers at this lender near Kern County yet.

  8. 8.loanDepot · 165 conventional loans

    LenDb does not list loan officers at this lender near Kern County yet.

  9. 9.Dignified Home Loans, LLC · 158 conventional loans

    LenDb does not list loan officers at this lender near Kern County yet.

  10. 10.Pennymac · 132 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Kern County yet.

Other loan types in Kern County

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.