County · CA · FHA loans
Top lenders for FHA loans in Kern County, CA
These are lenders, not loan officers. Of the lenders LenDb lists, 138 funded FHA home loans in Kern County, CA in 2025, 3,664 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (664), Rocket Mortgage (241) and Kind Lending, LLC (223). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kern County are linked below.
Most FHA loans funded in Kern County, 2025
Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.
1.United Wholesale Mortgage · 664 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Kern County yet.
2.Rocket Mortgage · 241 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Kern County yet.
3.Kind Lending, LLC · 223 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Kern County yet.
4.Lennar Mortgage · 196 FHA loans
LenDb does not list loan officers at this lender near Kern County yet.
5.Golden Empire Mortgage, Inc. · 194 FHA loans
LenDb lists 25 loan officers at this lender near Kern County: Jeff Potts (Bakersfield), Arturo Esparza (Bakersfield), Kraig Gradowitz (Bakersfield) and more.
6.DHI Mortgage · 180 FHA loans
LenDb does not list loan officers at this lender near Kern County yet.
7.Moria Development, Inc. · 165 FHA loans
LenDb lists 23 loan officers at this lender near Kern County: John Stewart (Bakersfield), Kevin Gonsalves (Bakersfield), Sandy Hanson (Bakersfield) and more.
8.Freedom Mortgage · 128 FHA loans
LenDb does not list loan officers at this lender near Kern County yet.
9.loanDepot · 109 FHA loans
LenDb does not list loan officers at this lender near Kern County yet.
10.FlexPoint, Inc. · 106 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Kern County yet.
Other loan types in Kern County
Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.