County · CA · FHA loans

Top lenders for FHA loans in Merced County, CA

These are lenders, not loan officers. Of the lenders LenDb lists, 92 funded FHA home loans in Merced County, CA in 2025, 903 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (188), LeaderOne Financial (84) and DHI Mortgage (81). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Merced County are linked below.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

Most FHA loans funded in Merced County, 2025

Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.

  1. 1.United Wholesale Mortgage · 188 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Merced County yet.

  2. 2.LeaderOne Financial · 84 FHA loans

    LenDb lists 9 loan officers at this lender near Merced County: Joe Stefani (Merced), AJ Vasquez (Merced), Mitchell Miller (Merced) and more.

  3. 3.DHI Mortgage · 81 FHA loans

    LenDb does not list loan officers at this lender near Merced County yet.

  4. 4.Guaranteed Rate (Rate) · 51 FHA loans

    LenDb does not list loan officers at this lender near Merced County yet.

  5. 5.Rocket Mortgage · 49 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Merced County yet.

  6. 6.Kind Lending, LLC · 36 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Merced County yet.

  7. 7.Freedom Mortgage · 30 FHA loans

    LenDb does not list loan officers at this lender near Merced County yet.

  8. 8.Guild Mortgage · 19 FHA loans

    LenDb does not list loan officers at this lender near Merced County yet.

  9. 9.Inspire Home Loans Inc. · 19 FHA loans

    LenDb does not list loan officers at this lender near Merced County yet.

  10. 10.Pennymac · 16 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Merced County yet.

Other loan types in Merced County

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.