Independent mortgage bank

Guaranteed Rate (Rate)

Company NMLS ID 2611 (opens in a new tab) · rate.com (opens in a new tab)

Guaranteed Rate (Rate) (company NMLS 2611) is an independent mortgage lender. LenDb lists 817 of its loan officers, each with an individual NMLS ID, licensed states and sources.

Last verified . Sources: Guaranteed Rate (Rate)'s own loan officer directory and NMLS Consumer Access.

Lending activity (HMDA)

Funded 66,553 home loans in 2025 (HMDA), 49,048 conventional

Most loans in Illinois (9,576), California (5,613), New Jersey (4,529).

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Loan officers

Branch not listed 817

Source: manual, verified 2026-10-08. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.