Languages · Tennessee

Arabic-speaking loan officers in Tennessee

As of 2026-10-21, LenDb lists 5 loan officers licensed in or based in Tennessee whose lender pages say they speak Arabic. The top-ranked are Mina Agaiby (U.S. Bank, Franklin), Romaniy Romaniy (U.S. Bank, Murfreesboro) and Mervat Jouny (Bank of America, Hermitage). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Mina AgaibyNMLS 1530811

    U.S. Bank · Bank · Franklin, TN

    • Construction loan
    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-21)
    • Office in Franklin, TN
  2. 2

    Romaniy RomaniyNMLS 1174961

    U.S. Bank · Bank · Murfreesboro, TN

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-21)
    • Office in Murfreesboro, TN
  3. 3

    Mervat JounyNMLS 2394602

    Bank of America · Bank · Hermitage, TN

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-19)
    • Office in Hermitage, TN
  4. 4

    Shenouda GhaliNMLS 2515269

    Loan Factory · Mortgage broker · licensed in 3 states

    • TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-09)
    • Earliest state license record: April 3, 2024 (Texas), per state regulator
  5. 5

    Shady HannaNMLS 2545537

    Loan Factory · Mortgage broker · licensed in 2 states

    • TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-09)
    • Earliest state license record: March 18, 2026 (Florida), per state regulator

How this list is ranked

A loan officer is listed when their own lender page lists Arabic. Loan officers are included when a TN license is confirmed with the state regulator (check mark), TN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=ar&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.