Languages · Tennessee
Spanish-speaking loan officers in Tennessee
As of 2026-10-26, LenDb lists 36 loan officers licensed in or based in Tennessee whose lender pages say they speak Spanish. The top-ranked are Tim Simko (Loan Factory), Andi Bernal (Churchill Mortgage, Brentwood) and Jonathan Salinas (CrossCountry Mortgage, Memphis). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Tim SimkoNMLS 269367
Loan Factory · Mortgage broker · Tennessee · licensed in 3 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Office in Tennessee
- Earliest state license record: February 11, 2000 (Texas), per state regulator
- 2
Andi BernalNMLS 2118002
Churchill Mortgage · Brentwood, TN · licensed in 4 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Brentwood, TN
- Earliest state license record: April 19, 2022 (Florida), per state regulator
- 3
Jonathan SalinasNMLS 2451140
CrossCountry Mortgage · Memphis, TN · licensed in 6 states
- Down payment assistance
- DSCR loan
- ITIN borrower
- Non-QM loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in Memphis, TN
- Earliest state license record: January 24, 2023 (Illinois), per state regulator
- 4
Jorge PosadaNMLS 206531
The Mortgage Link, Inc. · Rockville, MD · licensed in 9 states
- FHA loan
- USDA loan
- VA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: May 31, 2018 (Florida), per state regulator
- States 21 years of experience (lender page, 2026-10-15)
- 5
John HarrisonNMLS 310820
Guaranteed Rate Affinity, LLC · Murray, UT · licensed in 8 states
- First-time buyer
- Real estate investor
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: June 3, 2026 (Florida), per state regulator
- States 29 years of experience (lender page, 2026-10-15)
- 6
Jaime DejesusNMLS 1280113
CMG Home Loans · Grand Prairie, TX · licensed in 14 states
- VA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: February 10, 2018 (Texas), per state regulator
- States 25 years of experience (lender page, 2026-10-20)
- 7
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 22 states
- Construction loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: February 6, 2017 (Oregon), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 8
Sucy Nieves-PerryNMLS 1580286
Churchill Mortgage · Brentwood, TN · licensed in 4 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Brentwood, TN
- 9
Lucia Wester PachecoNMLS 2540341
CrossCountry Mortgage · Chattanooga, TN · licensed in 2 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in Chattanooga, TN
- 10
Edgar IbarraNMLS 1988813
Bank of America · Bank · Franklin, TN
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Franklin, TN
- Earliest state license record: September 24, 2021 (Wisconsin), per state regulator
- 11
Derek LattaNMLS 2031480
Loan Factory · Mortgage broker · licensed in 2 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: December 11, 2020 (Florida), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 12
Carlos FloresNMLS 238306
CrossCountry Mortgage · West Covina, CA · licensed in 9 states
- VA loan
- FHA loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: September 20, 2010 (California), per state regulator
- 13
Charles SchubertNMLS 1686176
U.S. Bank · Bank · Franklin, TN
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in Franklin, TN
- 14
David RodriguezNMLS 209052
Integrity Home Mortgage Corporation · Jersey Village, TX · licensed in 29 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: September 2, 2010 (Texas), per state regulator
- 15
Cinthia LeonNMLS 2005551
Bank of America · Bank · Gallatin, TN
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Gallatin, TN
- 16
Mike FernandezNMLS 516256
Barrett Financial Group · Mortgage broker · Gilbert, AZ · licensed in 3 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: November 15, 2017 (Florida), per state regulator
- 17
Sergio GomezNMLS 452242
CrossCountry Mortgage · Portage, MI · licensed in 5 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Earliest state license record: February 27, 2026 (Florida), per state regulator
- States 10 years of experience (lender page, 2026-10-26)
- 18
David DemarchenaNMLS 1216034
CrossCountry Mortgage · Miami, FL · licensed in 2 states
- Non-QM loan
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-22)
- Earliest state license record: February 24, 2017 (Florida), per state regulator
- 19
Tony BardawilNMLS 1638874
CrossCountry Mortgage · Cleveland, OH · licensed in 19 states
- Condo
- Jumbo loan
- Non-QM loan
- Refinance
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Earliest state license record: July 20, 2017 (California), per state regulator
- 20
Chris ParksNMLS 1021326
Churchill Mortgage · Glen Allen, VA · licensed in 6 states
- Self-employed
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: August 24, 2021 (Florida), per state regulator
- 21
Ana CampaNMLS 216609
American Pacific Mortgage · Gainesville, GA · licensed in 8 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: June 18, 2018 (Florida), per state regulator
- 22
Max LeamanNMLS 151263
LoanPeople · Austin, TX · licensed in 19 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-21)
- Earliest state license record: December 11, 2017 (Texas), per state regulator
- 23
Wendy GilstrapNMLS 1469791
Fairway Independent Mortgage Corporation · Cartersville, GA · licensed in 3 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-19)
- Earliest state license record: July 25, 2022 (Florida), per state regulator
- 24
Antonio CorderoNMLS 1707724
Loan Factory · Mortgage broker · licensed in 6 states
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: April 20, 2018 (California), per state regulator
- 25
Ariel DrotterNMLS 2285087
Panorama Mortgage Group, LLC · Las Vegas, NV · licensed in 7 states
- ITIN borrower
- First-time buyer
- TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: January 27, 2022 (Iowa), per state regulator
How this list is ranked
A loan officer is listed when their own lender page lists Spanish. Loan officers are included when a TN license is confirmed with the state regulator (check mark), TN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=es&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.