Languages · Virginia

Arabic-speaking loan officers in Virginia

As of 2026-10-26, LenDb lists 9 loan officers licensed in or based in Virginia whose lender pages say they speak Arabic. The top-ranked are Adil Usufzai (JPMorgan Chase Bank (Chase Home Lending), Ashburn), Edris Alrubeydi (Bank of America, Chantilly) and Marla Mikhail (JPMorgan Chase Bank (Chase Home Lending), Gainesville). Ranking is lender-neutral: a license in VA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Adil UsufzaiNMLS 952278

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Ashburn, VA

    • VA loan
    • FHA loan
    • HELOC
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-26)
    • Office in Ashburn, VA
    • States 26 years of experience (lender page, 2026-10-09)
  2. 2

    Edris AlrubeydiNMLS 483885

    Bank of America · Bank · Chantilly, VA

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-19)
    • Office in Chantilly, VA
    • States 23 years of experience (lender page, 2026-10-19)
  3. 3

    Marla MikhailNMLS 1695340

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Gainesville, VA

    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-19)
    • Office in Gainesville, VA
  4. 4

    Sahar AustinsonNMLS 2267414

    Bank of America · Bank · Reston, VA

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Arabic (lender page, verified 2026-10-19)
    • Office in Reston, VA
  5. 5

    Ramez FahmyNMLS 476394

    First Heritage Mortgage · licensed in 7 states

    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-20)
    • Earliest state license record: September 8, 2014 (Florida), per state regulator
  6. 6

    Rasha Al HunushNMLS 2072892

    Loan Factory · Mortgage broker · licensed in 4 states

    • First-time buyer
    • Self-employed
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-09)
    • Earliest state license record: December 23, 2020 (Iowa), per state regulator
  7. 7

    Vivian DanielNMLS 1006920

    First Heritage Mortgage · licensed in 11 states

    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-20)
    • Earliest state license record: April 29, 2022 (Florida), per state regulator
  8. 8

    Bola SamuelNMLS 2409881

    Barrett Financial Group · Mortgage broker · Carmel, IN · licensed in 5 states

    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-19)
  9. 9

    Maikel HannaNMLS 2583311

    Loan Factory · Mortgage broker · licensed in 2 states

    • 1099 income
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Arabic (lender page, verified 2026-10-09)

How this list is ranked

A loan officer is listed when their own lender page lists Arabic. Loan officers are included when a VA license is confirmed with the state regulator (check mark), VA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=ar&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.