Ramez Fahmy
VP, Branch Manager at First Heritage Mortgage
NMLS ID 476394 (opens in a new tab) · verify at NMLS Consumer Access
Ramez Fahmy (NMLS 476394) is VP, Branch Manager at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Maryland, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Speaks Arabic. Licensed since 2014 (per Florida records).
Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2014 (per Florida records)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Arabic
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, Pennsylvania, District of Columbia, Delaware, Maryland, North Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO26549, since 2014), PA (opens in a new tab) (40694), verified 2026-10-09.
Lender-reported: DC, DE, MD, NC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
First Heritage Mortgage NMLS 86548
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ramez has been in the mortgage industry since 1994, helping homeowners finance their dreams and building enduring relationships serving multiple generations. He leads a dedicated team managing the complexities of home purchasing and refinancing with expertise.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- serves multiple generations and referrals from satisfied clients throughout licensed regions
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ramez Fahmy (NMLS 476394), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/ramez-fahmy-476394, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.