Languages · New York

Punjabi-speaking loan officers in New York

As of 2026-10-26, LenDb lists 3 loan officers licensed in or based in New York whose lender pages say they speak Punjabi. The top-ranked are Soni Seth (AnnieMac Home Mortgage, Hauppauge), Subir Raj Oberoi (Meadowbrook Financial Mortgage Bankers Corp., Hicksville) and Niti Kapoor (The Federal Savings Bank). Ranking is lender-neutral: a license in NY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    Soni SethNMLS 1571430

    AnnieMac Home Mortgage · Hauppauge, NY · licensed in 5 states

    • ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
    • Speaks Punjabi (lender page, verified 2026-10-20)
    • Office in Hauppauge, NY
    • Earliest state license record: November 7, 2022 (Florida), per state regulator
  2. 2

    Subir Raj OberoiNMLS 2336394

    Meadowbrook Financial Mortgage Bankers Corp. · Hicksville, NY · licensed in 2 states

    • ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
    • Speaks Punjabi (lender page, verified 2026-10-15)
    • Office in Hicksville, NY
  3. 3

    Niti KapoorNMLS 924550

    The Federal Savings Bank · Bank

    • NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Punjabi (lender page, verified 2026-10-26)

How this list is ranked

A loan officer is listed when their own lender page lists Punjabi. Loan officers are included when a NY license is confirmed with the state regulator (check mark), NY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=pa&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.