Languages · California
Punjabi-speaking loan officers in California
As of 2026-10-24, LenDb lists 14 loan officers licensed in or based in California whose lender pages say they speak Punjabi. The top-ranked are Deepak Ahlawat (Loan Factory), Avi Sondhi (Residential Wholesale Mortgage, Inc., Fairfield) and Satish K Dadral (Wells Fargo Home Mortgage, Los Altos). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 14
- 1
Deepak AhlawatNMLS 2787890
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02260381), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- States 22 years of experience (lender page, 2026-10-09)
- 2
Avi SondhiNMLS 310675
Residential Wholesale Mortgage, Inc. · Fairfield, CA
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DOC310675), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-21)
- Office in Fairfield, CA
- Earliest state license record: January 11, 2011 (California), per state regulator
- States 18 years of experience (lender page, 2026-10-21)
- 3
Satish K DadralNMLS 450886
Wells Fargo Home Mortgage · Bank · Los Altos, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Punjabi (lender page, verified 2026-10-19)
- Office in Los Altos, CA
- States 20 years of experience (lender page, 2026-10-19)
- 4
Amardeep SandhuNMLS 1875269
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02025276), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- States 10 years of experience (lender page, 2026-10-09)
- 5
Neil JunejaNMLS 1691734
Loan Factory · Mortgage broker · California · licensed in 5 states
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02050981), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: March 1, 2018 (Illinois), per state regulator
- 6
Meeta SinghNMLS 957077
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI957077), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: November 19, 2020 (California), per state regulator
- 7
Manjit SinghNMLS 1189737
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01358148), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: October 24, 2022 (California), per state regulator
- 8
Bhavin LNMLS 2603295
Loan Factory · Mortgage broker · California
- Real estate investor
- Refinance
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2603295), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: January 9, 2025 (California), per state regulator
- 9
Harpreet KaurNMLS 1134740
Loan Factory · Mortgage broker · California · licensed in 8 states
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02191087), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: May 21, 2026 (Texas), per state regulator
- 10
G SinghNMLS 2630768
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2630768), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: April 5, 2025 (California), per state regulator
- 11
Sundeep SarinNMLS 2667034
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2667034), verified 2026-10-24
- Speaks Punjabi (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: February 3, 2025 (California), per state regulator
- 12
Raj KainthNMLS 2413498
Loan Factory · Mortgage broker
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Punjabi (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Rajiv Kumar SharmaNMLS 473686
Wells Fargo Home Mortgage · Bank · San Jose, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Punjabi (lender page, verified 2026-10-19)
- Office in San Jose, CA
- 14
Amitava ChakrabortyNMLS 1685660
BMO Bank · Bank · Fremont, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Punjabi (lender page, verified 2026-10-21)
- Office in Fremont, CA
How this list is ranked
A loan officer is listed when their own lender page lists Punjabi. Loan officers are included when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=pa&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.