Languages · New York
Chinese-speaking loan officers in New York
As of 2026-10-26, LenDb lists 33 loan officers licensed in or based in New York whose lender pages say they speak Chinese. The top-ranked are Sally Jiang (JPMorgan Chase Bank (Chase Home Lending), Brooklyn), Cindy Zhang (JPMorgan Chase Bank (Chase Home Lending), Flushing) and Lorraine Zhang (JPMorgan Chase Bank (Chase Home Lending), New York). Ranking is lender-neutral: a license in NY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Sally JiangNMLS 624259
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- Co-op
- Condo
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Brooklyn, NY
- States 20 years of experience (lender page, 2026-10-09)
- 2
Cindy ZhangNMLS 626910
JPMorgan Chase Bank (Chase Home Lending) · Bank · Flushing, NY
- Down payment assistance
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Flushing, NY
- States 20 years of experience (lender page, 2026-10-09)
- 3
Lorraine ZhangNMLS 82985
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Vacation home
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 28 years of experience (lender page, 2026-10-09)
- 4
Philip DaiNMLS 404088
JPMorgan Chase Bank (Chase Home Lending) · Bank · Flushing, NY
- Co-op
- Condo
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Flushing, NY
- States 39 years of experience (lender page, 2026-10-09)
- 5
Angela CheungNMLS 626886
JPMorgan Chase Bank (Chase Home Lending) · Bank · Flushing, NY
- Down payment assistance
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Flushing, NY
- States 24 years of experience (lender page, 2026-10-09)
- 6
Sam ZhengNMLS 1226544
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Down payment assistance
- Co-op
- Condo
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 21 years of experience (lender page, 2026-10-09)
- 7
Vivian ChiangNMLS 625905
JPMorgan Chase Bank (Chase Home Lending) · Bank · Flushing, NY
- Co-op
- Condo
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Flushing, NY
- States 18 years of experience (lender page, 2026-10-09)
- 8
Jessie YuNMLS 495262
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- Vacation home
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Brooklyn, NY
- States 17 years of experience (lender page, 2026-10-09)
- 9
Sharon LiuNMLS 627959
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Brooklyn, NY
- States 15 years of experience (lender page, 2026-10-09)
- 10
Baldwin LeeNMLS 841277
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 15 years of experience (lender page, 2026-10-09)
- 11
Bin LuoNMLS 952311
JPMorgan Chase Bank (Chase Home Lending) · Bank · Elmhurst, NY
- Down payment assistance
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Elmhurst, NY
- States 15 years of experience (lender page, 2026-10-09)
- 12
Howard WuNMLS 18856
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Co-op
- Condo
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 15 years of experience (lender page, 2026-10-09)
- 13
Mike LinNMLS 1038018
JPMorgan Chase Bank (Chase Home Lending) · Bank · Hicksville, NY
- Co-op
- Condo
- Vacation home
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Hicksville, NY
- States 14 years of experience (lender page, 2026-10-09)
- 14
James ChenNMLS 17991
Cliffco, Inc. · Uniondale, NY · licensed in 13 states
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Speaks Chinese (lender page, verified 2026-10-15)
- Office in Uniondale, NY
- Earliest state license record: January 12, 2024 (Florida), per state regulator
- 15
Queeny DuongNMLS 826674
Cliffco, Inc. · Uniondale, NY · licensed in 5 states
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Speaks Chinese (lender page, verified 2026-10-15)
- Office in Uniondale, NY
- Earliest state license record: January 29, 2026 (Florida), per state regulator
- 16
Carol LeiNMLS 602714
JPMorgan Chase Bank (Chase Home Lending) · Bank · Little Neck, NY
- Down payment assistance
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Little Neck, NY
- States 9 years of experience (lender page, 2026-10-09)
- 17
Billy MuiNMLS 471537
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Down payment assistance
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 10 years of experience (lender page, 2026-10-09)
- 18
Ruthie XiangNMLS 624470
JPMorgan Chase Bank (Chase Home Lending) · Bank · Flushing, NY
- Co-op
- Condo
- Down payment assistance
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-26)
- Office in Flushing, NY
- States 10 years of experience (lender page, 2026-10-09)
- 19
Kristy BaoNMLS 2017590
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Co-op
- Condo
- Self-employed
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- States 6 years of experience (lender page, 2026-10-09)
- 20
Diana ZhengNMLS 2074349
Bank of America · Bank · Flushing, NY
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Flushing, NY
- States 4 years of experience (lender page, 2026-10-19)
- 21
Charles LinNMLS 599817
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- 22
Sarah ZhangNMLS 882858
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- Co-op
- Condo
- VA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
- 23
Peter HuNMLS 1075582
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- Co-op
- Condo
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Brooklyn, NY
- 24
Sophie WiedlNMLS 8850
United Nations Federal Credit Union · Credit union · New York, NY
- Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-16)
- Office in New York, NY
- 25
Nancy LuNMLS 386116
Wells Fargo Home Mortgage · Bank · New York, NY
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in New York, NY
How this list is ranked
A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a NY license is confirmed with the state regulator (check mark), NY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=zh&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.