Languages · California

Vietnamese-speaking loan officers in California

As of 2026-10-26, LenDb lists 57 loan officers licensed in or based in California whose lender pages say they speak Vietnamese. The top-ranked are Lani Vu (Loan Factory), Lisa Le (Loan Factory, Westminster) and James Trinh (Loan Factory). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Lani VuNMLS 233572

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 00896930), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • States 30 years of experience (lender page, 2026-10-09)
  2. 2

    Lisa LeNMLS 697234

    Loan Factory · Mortgage broker · Westminster, CA · licensed in 11 states

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO697234), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in Westminster, CA
    • Earliest state license record: April 9, 2015 (California), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    James TrinhNMLS 876387

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01918841), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Thomas NguyenNMLS 2184794

    Loan Factory · Mortgage broker · Westminster, CA · licensed in 39 states

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01964750), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in Westminster, CA
    • Earliest state license record: December 26, 2025 (Iowa), per state regulator
    • States 24 years of experience (lender page, 2026-10-09)
  5. 5

    Kim DuongNMLS 333794

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Huntington Beach, CA

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Vietnamese (lender page, verified 2026-10-26)
    • Office in Huntington Beach, CA
    • Earliest state license record: September 11, 2013 (Wisconsin), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Steven DiecNMLS 502350

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Santa Clara, CA

    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Vietnamese (lender page, verified 2026-10-19)
    • Office in Santa Clara, CA
    • Earliest state license record: February 27, 2024 (California), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Kathleen DinhNMLS 692141

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Westminster, CA

    • FHA loan
    • VA loan
    • Jumbo loan
    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Vietnamese (lender page, verified 2026-10-19)
    • Office in Westminster, CA
    • States 19 years of experience (lender page, 2026-10-09)
  8. 8

    Joseph C TranNMLS 670999

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Diego, CA

    • HELOC
    • Vacation home
    • FHA loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Vietnamese (lender page, verified 2026-10-19)
    • Office in San Diego, CA
    • States 23 years of experience (lender page, 2026-10-09)
  9. 9

    Toan ThiNMLS 1399674

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01852290), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: February 14, 2017 (California), per state regulator
  10. 10

    Tiffany HuaNMLS 376720

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Irvine, CA

    • Self-employed
    • HELOC
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Vietnamese (lender page, verified 2026-10-26)
    • Office in Irvine, CA
    • Earliest state license record: April 10, 2012 (Iowa), per state regulator
    • States 15 years of experience (lender page, 2026-10-09)
  11. 11

    Ricky PhanNMLS 1203987

    Loan Factory · Mortgage broker · California

    • Real estate investor
    • Bank statement loan
    • DSCR loan
    • First-time buyer
    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02018231), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: May 12, 2022 (Florida), per state regulator
  12. 12

    Kathy BanhNMLS 1953043

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1953043), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: August 6, 2020 (California), per state regulator
  13. 13

    Sean Phi-Hung NguyenNMLS 1448108

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1448108), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: October 24, 2021 (California), per state regulator
  14. 14

    Daniel LeNMLS 2187426

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2187426), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: April 7, 2022 (California), per state regulator
  15. 15

    Thao (Vy) PhanNMLS 2261927

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2261927), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: August 4, 2022 (California), per state regulator
  16. 16

    Steven LuNMLS 2062441

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2062441), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: September 15, 2023 (California), per state regulator
  17. 17

    Linh HuaNMLS 2488984

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2488984), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: July 14, 2023 (California), per state regulator
  18. 18

    John TuNMLS 2721406

    Loan Factory · Mortgage broker · California

    • Self-employed
    • First-time buyer
    • Real estate investor
    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01776421), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
  19. 19

    Trung Tin VoNMLS 1936600

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1936600), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: January 24, 2024 (California), per state regulator
  20. 20

    Kieu LamNMLS 2007172

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2007172), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: February 7, 2024 (California), per state regulator
  21. 21

    Pamela Hieu TongNMLS 2063350

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2063350), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: June 14, 2024 (California), per state regulator
  22. 22

    Phuong VuNMLS 2162349

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2162349), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
    • Earliest state license record: August 27, 2024 (California), per state regulator
  23. 23

    Scott NguyenNMLS 1087088

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01824904), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
  24. 24

    Kyle LaiNMLS 1455132

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01499905), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California
  25. 25

    Ha DangNMLS 1835579

    Loan Factory · Mortgage broker · California

    • ✓Licensed in CA: confirmed with the California Department of Real Estate (license 01266808), verified 2026-10-24
    • Speaks Vietnamese (lender page, verified 2026-10-09)
    • Office in California

How this list is ranked

A loan officer is listed when their own lender page lists Vietnamese. Loan officers are included when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=vi&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.