Languages · California
Chinese-speaking loan officers in California
As of 2026-10-26, LenDb lists 105 loan officers licensed in or based in California whose lender pages say they speak Chinese. The top-ranked are Colin Chu (Loan Factory), Grace Inouye (JPMorgan Chase Bank (Chase Home Lending), Lafayette) and Jennifer Zeng (JPMorgan Chase Bank (Chase Home Lending), Sunnyvale). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Colin ChuNMLS 2767054
Loan Factory · Mortgage broker · California
- First-time buyer
- Real estate investor
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02180675), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: April 24, 2026 (California), per state regulator
- States 16 years of experience (lender page, 2026-10-09)
- 2
Grace InouyeNMLS 234798
JPMorgan Chase Bank (Chase Home Lending) · Bank · Lafayette, CA
- Down payment assistance
- Self-employed
- Jumbo loan
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Lafayette, CA
- States 20 years of experience (lender page, 2026-10-09)
- 3
Jennifer ZengNMLS 291305
JPMorgan Chase Bank (Chase Home Lending) · Bank · Sunnyvale, CA
- Vacation home
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Sunnyvale, CA
- States 24 years of experience (lender page, 2026-10-09)
- 4
Ronald ChiuNMLS 448559
JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA
- FHA loan
- Self-employed
- VA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in San Francisco, CA
- States 20 years of experience (lender page, 2026-10-09)
- 5
Steven DiecNMLS 502350
JPMorgan Chase Bank (Chase Home Lending) · Bank · Santa Clara, CA
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Santa Clara, CA
- Earliest state license record: February 27, 2024 (California), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 6
Sandra GrantNMLS 670052
JPMorgan Chase Bank (Chase Home Lending) · Bank · Aliso Viejo, CA
- Self-employed
- Jumbo loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Aliso Viejo, CA
- States 33 years of experience (lender page, 2026-10-09)
- 7
Marcus WongNMLS 1234766
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02096466), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: November 19, 2014 (Florida), per state regulator
- 8
Pan WangNMLS 2329872
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2329872), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: September 12, 2022 (California), per state regulator
- States 10 years of experience (lender page, 2026-10-09)
- 9
Amy LeeNMLS 274271
JPMorgan Chase Bank (Chase Home Lending) · Bank · Studio City, CA
- HELOC
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-26)
- Office in Studio City, CA
- States 20 years of experience (lender page, 2026-10-09)
- 10
Vivien LiNMLS 453548
JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA
- FHA loan
- VA loan
- Vacation home
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in San Francisco, CA
- States 21 years of experience (lender page, 2026-10-09)
- 11
Serena ZouNMLS 633485
JPMorgan Chase Bank (Chase Home Lending) · Bank · Cupertino, CA
- FHA loan
- VA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-26)
- Office in Cupertino, CA
- States 18 years of experience (lender page, 2026-10-09)
- 12
Derek KamNMLS 633695
Bank of America · Bank · Pleasanton, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Pleasanton, CA
- States 29 years of experience (lender page, 2026-10-19)
- 13
Cindy GuoNMLS 1762387
Bank of America · Bank · San Jose, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in San Jose, CA
- States 24 years of experience (lender page, 2026-10-19)
- 14
Jonathan ChuNMLS 695329
JPMorgan Chase Bank (Chase Home Lending) · Bank · Arcadia, CA
- FHA loan
- VA loan
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Arcadia, CA
- States 17 years of experience (lender page, 2026-10-09)
- 15
Linda WongNMLS 633580
Bank of America · Bank · Fremont, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Fremont, CA
- States 17 years of experience (lender page, 2026-10-19)
- 16
Jullian LiuNMLS 491898
JPMorgan Chase Bank (Chase Home Lending) · Bank · Los Angeles, CA
- FHA loan
- VA loan
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Los Angeles, CA
- States 14 years of experience (lender page, 2026-10-09)
- 17
Steve ChenNMLS 714948
Wells Fargo Home Mortgage · Bank · Sunnyvale, CA
- Refinance
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Sunnyvale, CA
- States 15 years of experience (lender page, 2026-10-19)
- 18
Peter YeungNMLS 1067706
JPMorgan Chase Bank (Chase Home Lending) · Bank · San Mateo, CA
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-26)
- Office in San Mateo, CA
- States 14 years of experience (lender page, 2026-10-09)
- 19
Vanessa LiNMLS 1942974
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02203854), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: August 16, 2022 (California), per state regulator
- 20
Lana XuNMLS 877497
JPMorgan Chase Bank (Chase Home Lending) · Bank · Arcadia, CA
- Down payment assistance
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Arcadia, CA
- States 11 years of experience (lender page, 2026-10-09)
- 21
Yijin SuNMLS 2732641
Loan Factory · Mortgage broker · California
- HELOC
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2732641), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: November 24, 2025 (California), per state regulator
- 22
Stephen WongNMLS 685335
Bank of America · Bank · San Francisco, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in San Francisco, CA
- States 14 years of experience (lender page, 2026-10-19)
- 23
Kieu LamNMLS 2007172
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2007172), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: February 7, 2024 (California), per state regulator
- 24
Kevin ChoiNMLS 2557778
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2557778), verified 2026-10-24
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: May 30, 2024 (California), per state regulator
- 25
Sunny DuanNMLS 1272375
Bank of America · Bank · Foster City, CA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-26)
- Office in Foster City, CA
- States 11 years of experience (lender page, 2026-10-26)
How this list is ranked
A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=zh&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.