Brandon Valdes, photo from INDEPENDENCE HOME LOANS LLC

Brandon Valdes

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2295831 (opens in a new tab) · verify at NMLS Consumer Access

Brandon Valdes (NMLS 2295831) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2025 and in Colorado, Connecticut, Delaware and 8 more states. Brandon's focus, from their own profile, includes VA loan.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Colorado state regulator, Connecticut state regulator, Delaware state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Brandon licensed in Florida?
Yes. Florida regulator records list license LO143279 as active, first effective December 8, 2025 (verified 2026-10-15). LenDb has 11 other states on file for Brandon.
Source: Florida state regulator (opens in a new tab)
Does Brandon do VA loans?
Brandon's profile lists VA loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Brandon work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Brandon been licensed?
The earliest state license record LenDb holds for Brandon is from December 8, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Brandon states 3 years of experience.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Colorado, Connecticut, Delaware, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Illinois, Nevada

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143279, first effective 2025-12-08), CO (opens in a new tab) (100544298, first effective 2026-01-29), CT (opens in a new tab) (LO-2295831), DE (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (57316, first effective 2026-05-13), OR (opens in a new tab), WI (opens in a new tab) (2295831, first effective 2026-05-07), CA DFPI (opens in a new tab) (CA-DFPI2295831, first effective 2026-04-14), MD (opens in a new tab), IL (opens in a new tab) (31.0094699, first effective 2026-05-07), NV (opens in a new tab) (NMLO-176158, first effective 2026-06-22), verified 2026-10-15.

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Employment history

  1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

    Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Education
Miami Dade College, focus in Business Administration and Financial Services
Source (opens in a new tab), verified 2026-10-15
Credentials
Licensed Mortgage Loan Originator
Source (opens in a new tab), verified 2026-10-15
Credentials
Ranked among the top 5% of bankers
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
Specialtieslender site · independencehl.com (opens in a new tab)verified 2026-10-26
Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Brandon Valdes (NMLS 2295831), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/brandon-valdes-2295831, last verified 2026-10-31.

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